FBKFB Financial Corporation

$3B

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$179M+67.4% YoY

Gross Profit

$169M94.4% margin

Operating Income

$59M33.0% margin

Net Income

$46M25.5% margin

EPS (Diluted)

$0.95

QoQ Revenue Growth

+0.4%

Cash Flow

Operating Cash Flow

-$127M

Free Cash Flow

-$131M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$11.2B

Total Liabilities

$9.9B

Stockholders' Equity

$1.3B

Cash & Equivalents

$1.2B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$179M	$107M	+67.4%
Gross Profit	$169M	$90M	+87.6%
Operating Income	$59M	$27M	+116.0%
Net Income	$46M	$22M	+111.4%

Revenue Segments

Mortgage Banking

$66M88%

Debit Card

$4M6%

Deposit Account

$3M3%

Investment Advisory, Management and Administrative Service

$2M3%

FBK Q4 2020 Earnings — FB Financial Corporation Revenue & Financial Results | Market Cap Arena