ECPG Q4 2019 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q4 2019 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$348M-0.3% YoY

Gross Profit

$186M53.5% margin

Operating Income

$113M32.6% margin

Net Income

$43M12.4% margin

EPS (Diluted)

$1.36

QoQ Revenue Growth

-2.3%

Cash Flow

Operating Cash Flow

$48M

Free Cash Flow

$39M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$4.9B

Total Liabilities

$3.9B

Stockholders' Equity

$1.0B

Cash & Equivalents

$192M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$348M	$349M	-0.3%
Gross Profit	$186M	$193M	-3.4%
Operating Income	$113M	$116M	-2.3%
Net Income	$43M	$47M	-8.4%

Geographic Segments

UNITED STATES

$218M63%

Europe

$123M35%

Other Geographies

$7M2%