ECPGEncore Capital Group, Inc.

$1B

FY 2010 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$364M+15.1% YoY

Gross Profit

$159M43.6% margin

Operating Income

$94M25.9% margin

Net Income

$49M13.5% margin

EPS (Diluted)

$1.95

Cash Flow

Operating Cash Flow

$73M

Free Cash Flow

$71M

Stock-Based Comp.

$6M

Balance Sheet

Total Assets

$736M

Total Liabilities

$434M

Stockholders' Equity

$303M

Cash & Equivalents

$11M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$364M	$316M	+15.1%
Gross Profit	$159M	$316M	-49.8%
Operating Income	$94M	$67M	+41.6%
Net Income	$49M	$33M	+48.4%

ECPG FY 2010 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena