EBMT FY 2022 Earnings Report — Eagle Bancorp Montana, Inc. Revenue & Financial Results | Market Cap Arena

Eagle Bancorp Montana, Inc.EBMT

FY 2022 Earnings

Reported March 8, 2023

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2022	Prior Q	FY 2021	QoQ Change	YoY Change
Revenue	$94M	—	$93M	—	0.5%
Op. Income	$14M	—	$19M	—	-28.2%
Gross Margin	91.3%	—	95.6%	—	-4.3pp
Net Margin	11.4%	—	15.5%	—	-4.0pp
EPS (Diluted)	$1.45	—	$2.17	—	-33.2%
Free Cash Flow	$25M	—	$44M	—	-43.1%

Revenue Flow

Item	Amount
REVENUE	$94M
Cost of Revenue	$8M
GROSS PROFIT	$85M
R&D Expenses	$0
Selling & Marketing	$1M
General & Administrative	$45M
SG&A Expenses	$46M
Other Expenses	$25M
Operating Expenses	$72M
Cost & Expenses	$80M
OPERATING INCOME	$14M
Interest Income	$69M
Interest Expense	$6M
Other Income/Expenses	$0
INCOME BEFORE TAX	$14M
Income Tax Expense	$3M
Net Income from Continuing Ops	$11M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$11M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$11M
D&A	$8M
EBIT	$14M
EBITDA	$22M
EPS	$1
EPS Diluted	$1

Income Statement

Item	Amount
REVENUE	$94M
Cost of Revenue	$8M
GROSS PROFIT	$85M
R&D Expenses	$0
Selling & Marketing	$1M
General & Administrative	$45M
SG&A Expenses	$46M
Other Expenses	$25M
Operating Expenses	$72M
Cost & Expenses	$80M
OPERATING INCOME	$14M
Interest Income	$69M
Interest Expense	$6M
Other Income/Expenses	$0
INCOME BEFORE TAX	$14M
Income Tax Expense	$3M
Net Income from Continuing Ops	$11M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$11M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$11M
D&A	$8M
EBIT	$14M
EBITDA	$22M
EPS	$1
EPS Diluted	$1

Cash Flow Statement

Item	Amount
Net Income	$11M
Depreciation & Amortization	$8M
Stock-Based Compensation	$976.0K
Deferred Income Tax	$2M
Other Non-Cash Items	$20M
Change in Working Capital	$799.0K
OPERATING CASH FLOW	$42M
Capital Expenditure	-$17M
Acquisitions (Net)	$13M
Purchases of Investments	-$77M
Sales/Maturities of Investments	$83M
Other Investing Activities	-$238M
NET CASH FROM INVESTING	-$235M
Net Debt Issuance	$94M
Common Stock Repurchased	-$4M
Common Dividends Paid	-$4M
Other Financing Activities	$68M
NET CASH FROM FINANCING	$154M
FREE CASH FLOW	$25M
Net Change in Cash	-$40M

Balance Sheet

Item	Amount
Cash & Equivalents	$22M
Short-Term Investments	$349M
Net Receivables	$11M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$383M
PP&E (Net)	$84M
Goodwill	$35M
Intangible Assets	$23M
Long-Term Investments	$1.3B
Tax Assets	$11M
Other Non-Current Assets	$64M
TOTAL NON-CURRENT ASSETS	$1.6B
TOTAL ASSETS	$1.9B
Account Payables	$0
Short-Term Debt	$0
Deferred Revenue	$0
Other Current Liabilities	$1.6B
TOTAL CURRENT LIABILITIES	$1.7B
Long-Term Debt	$128M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$0
TOTAL NON-CURRENT LIABILITIES	$128M
TOTAL LIABILITIES	$1.8B
Common Stock	$85.0K
Additional Paid-In Capital	$109M
Retained Earnings	$92M
Treasury Stock	-$11M
Accum. Other Comp. Income	-$26M
Other Equity	-$5M
TOTAL STOCKHOLDERS' EQUITY	$158M
Minority Interest	$0
TOTAL EQUITY	$158M
TOTAL LIABILITIES & EQUITY	$1.9B
Total Debt	$128M
Net Debt	$106M