EBMT FY 2021 Earnings Report — Eagle Bancorp Montana, Inc. Revenue & Financial Results | Market Cap Arena

Eagle Bancorp Montana, Inc.EBMT

FY 2021 Earnings

Reported March 9, 2022

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2021	Prior Q	FY 2020	QoQ Change	YoY Change
Revenue	$93M	—	$90M	—	3.1%
Op. Income	$19M	—	$0	—	—
Gross Margin	95.6%	—	100.0%	—	-4.4pp
Net Margin	15.5%	—	23.5%	—	-8.0pp
EPS (Diluted)	$2.17	—	$3.11	—	-30.2%
Free Cash Flow	$44M	—	-$19M	—	338.9%

Revenue Flow

Item	Amount
REVENUE	$93M
Cost of Revenue	$4M
GROSS PROFIT	$89M
R&D Expenses	$0
Selling & Marketing	$1M
General & Administrative	$49M
SG&A Expenses	$50M
Other Expenses	$19M
Operating Expenses	$70M
Cost & Expenses	$74M
OPERATING INCOME	$19M
Interest Income	$49M
Interest Expense	$3M
Other Income/Expenses	$0
INCOME BEFORE TAX	$19M
Income Tax Expense	$5M
Net Income from Continuing Ops	$14M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$14M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$14M
D&A	$8M
EBIT	$19M
EBITDA	$27M
EPS	$2
EPS Diluted	$2

Income Statement

Item	Amount
REVENUE	$93M
Cost of Revenue	$4M
GROSS PROFIT	$89M
R&D Expenses	$0
Selling & Marketing	$1M
General & Administrative	$49M
SG&A Expenses	$50M
Other Expenses	$19M
Operating Expenses	$70M
Cost & Expenses	$74M
OPERATING INCOME	$19M
Interest Income	$49M
Interest Expense	$3M
Other Income/Expenses	$0
INCOME BEFORE TAX	$19M
Income Tax Expense	$5M
Net Income from Continuing Ops	$14M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$14M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$14M
D&A	$8M
EBIT	$19M
EBITDA	$27M
EPS	$2
EPS Diluted	$2

Cash Flow Statement

Item	Amount
Net Income	$14M
Depreciation & Amortization	$8M
Stock-Based Compensation	$1M
Deferred Income Tax	$1M
Other Non-Cash Items	$29M
Change in Working Capital	$3M
OPERATING CASH FLOW	$56M
Capital Expenditure	-$12M
Acquisitions (Net)	-$97M
Purchases of Investments	-$132M
Sales/Maturities of Investments	$16M
Other Investing Activities	-$7M
NET CASH FROM INVESTING	-$233M
Net Debt Issuance	-$12M
Common Stock Repurchased	-$6M
Common Dividends Paid	-$3M
Other Financing Activities	$189M
NET CASH FROM FINANCING	$168M
FREE CASH FLOW	$44M
Net Change in Cash	-$8M

Balance Sheet

Item	Amount
Cash & Equivalents	$55M
Short-Term Investments	$271M
Net Receivables	$6M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$332M
PP&E (Net)	$67M
Goodwill	$21M
Intangible Assets	$15M
Long-Term Investments	$946M
Tax Assets	$0
Other Non-Current Assets	$54M
TOTAL NON-CURRENT ASSETS	$1.1B
TOTAL ASSETS	$1.4B
Account Payables	$0
Short-Term Debt	$0
Deferred Revenue	$0
Other Current Liabilities	$1.2B
TOTAL CURRENT LIABILITIES	$1.2B
Long-Term Debt	$35M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$648.0K
Other Non-Current Liabilities	$0
TOTAL NON-CURRENT LIABILITIES	$36M
TOTAL LIABILITIES	$1.3B
Common Stock	$71.0K
Additional Paid-In Capital	$81M
Retained Earnings	$85M
Treasury Stock	-$7M
Accum. Other Comp. Income	$3M
Other Equity	-$6M
TOTAL STOCKHOLDERS' EQUITY	$157M
Minority Interest	$0
TOTAL EQUITY	$157M
TOTAL LIABILITIES & EQUITY	$1.4B
Total Debt	$35M
Net Debt	-$20M