DGICA (Donegal Group Inc.) Stock Financials & Earnings | Market Cap Arena

DGICA (Donegal Group Inc.) Stock Financials & Earnings | Market Cap Arena

DGICADonegal Group Inc.

Mkt Cap$624M

Financial Services·Insurance - Property & Casualty·🇺🇸 United States·NASDAQ

Revenue (TTM)$978M

Net Income (TTM)$79M

EPS (TTM)$2.23

Free Cash Flow (TTM)$60M

Gross Margin30.5%

Op. Margin10.0%

Net Margin8.1%

FCF Margin6.2%

P/S Ratio (TTM)0.6x

P/E Ratio (TTM)7.9x

YoY Rev Growth-1.1%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$225M	$49M	$6M
Q2 23	$229M	$229M	$2M
Q3 23	$234M	$234M	-$1M
Q4 23	$239M	$239M	-$2M
Q1 24	$241M	$51M	$7M
Q2 24	$247M	$41M	$5M
Q3 24	$252M	$65M	$20M
Q4 24	$250M	$250M	$30M
Q1 25	$245M	$74M	$31M
Q2 25	$247M	$57M	$20M
Q3 25	$246M	$66M	$25M
Q4 25	$240M	$101M	$21M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	0.7x	—
Q2 23	0.7x	2050.3x
Q3 23	0.7x	63.2x
Q4 23	0.7x	141.0x
Q1 24	0.7x	120.5x
Q2 24	0.6x	85.1x
Q3 24	0.6x	25.1x
Q4 24	0.6x	12.3x
Q1 25	0.6x	8.9x
Q2 25	0.6x	7.5x
Q3 25	0.6x	7.2x
Q4 25	0.6x	7.9x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	-$681K	-$725K
Q2 23	$14M	$14M
Q3 23	$13M	$13M
Q4 23	$3M	$3M
Q1 24	$5M	$5M
Q2 24	$22M	$22M
Q3 24	$13M	$13M
Q4 24	$28M	$28M
Q1 25	$26M	$26M
Q2 25	$12M	$12M
Q3 25	$22M	$22M
Q4 25	$0	$0

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$45K
Q2 23	$3
Q3 23	$2
Q4 23	$0
Q1 24	$4
Q2 24	$3
Q3 24	$3
Q4 24	$3
Q1 25	$100K
Q2 25	$0
Q3 25	$0
Q4 25	$0

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+8.2%	+14.1%
Q2 23	+12.2%	+5.6%
Q3 23	+9.9%	+3.9%
Q4 23	+7.2%	+10.3%
Q1 24	+7.3%	+7.1%
Q2 24	+7.7%	+6.5%
Q3 24	+7.6%	-1.5%
Q4 24	+4.4%	-9.0%
Q1 25	+1.7%	-8.5%
Q2 25	+0.2%	-6.2%
Q3 25	-2.3%	-4.5%
Q4 25	-3.9%	-0.5%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$252K	0.1%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$193K	0.1%
Q1 24	$0	0.0%
Q2 24	$278K	0.1%
Q3 24	-$564K	-0.2%
Q4 24	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$0	0.0%
Q4 25	$0	0.0%

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$23M	$575M	$597M
Q2 23	$25M	$584M	$609M
Q3 23	$24M	$316M	$339M
Q4 23	$24M	$622M	$645M
Q1 24	$20M	$361M	$381M
Q2 24	$24M	$355M	$379M
Q3 24	$29M	$348M	$377M
Q4 24	$53M	$349M	$402M
Q1 25	$64M	$371M	$436M
Q2 25	$57M	$411M	$468M
Q3 25	$39M	$474M	$512M
Q4 25	$27M	$0	$27M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	33M	+1.0%
Q2 23	33M	+0.4%
Q3 23	33M	+0.5%
Q4 23	33M	+0.2%
Q1 24	33M	+0.4%
Q2 24	33M	-0.0%
Q3 24	34M	+0.6%
Q4 24	33M	-1.7%
Q1 25	36M	+8.9%
Q2 25	36M	+1.0%
Q3 25	31M	-14.5%
Q4 25	32M	+2.2%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$1M	410
FY 15	$2M	410
FY 16	$2M	410
FY 17	$2M	410
FY 18	$2M	410
FY 19	$2M	410
FY 20	$885K	879
FY 21	$974K	838
FY 22	$968K	876
FY 23	$1M	872
FY 24	$1M	851
FY 25	$1M	851