CZWI Q4 2025 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$179M

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$16M-33.6% YoY

Gross Profit

$4M28.1% margin

Operating Income

-$6M-39.6% margin

Net Income

$4M27.1% margin

EPS (Diluted)

$0.44

QoQ Revenue Growth

-37.7%

Cash Flow

Operating Cash Flow

$4M

Free Cash Flow

$4M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.8B

Total Liabilities

$1.6B

Stockholders' Equity

$188M

Cash & Equivalents

$119M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$16M	$24M	-33.6%
Gross Profit	$4M	$14M	-68.2%
Operating Income	-$6M	$3M	-285.9%
Net Income	$4M	$3M	+58.1%

Revenue Segments

Reportable Segment

$24M100%