CZWI Q3 2022 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$176M

Q3 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$20M+4.1% YoY

Gross Profit

$17M81.0% margin

Operating Income

$5M25.8% margin

Net Income

$4M19.5% margin

EPS (Diluted)

$0.38

QoQ Revenue Growth

+7.1%

Cash Flow

Operating Cash Flow

$4M

Free Cash Flow

$3M

Stock-Based Comp.

$1,000

Balance Sheet

Total Assets

$1.8B

Total Liabilities

$1.6B

Stockholders' Equity

$163M

Cash & Equivalents

$30M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$20M	$20M	+4.1%
Gross Profit	$17M	$17M	-3.4%
Operating Income	$5M	$7M	-22.6%
Net Income	$4M	$5M	-20.1%