CZWI Q3 2019 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$176M

Q3 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$20M+61.7% YoY

Gross Profit

$15M73.8% margin

Operating Income

$2M8.4% margin

Net Income

$1M6.2% margin

EPS (Diluted)

$0.11

QoQ Revenue Growth

+14.3%

Cash Flow

Operating Cash Flow

$3M

Free Cash Flow

-$785,000

Stock-Based Comp.

$5,000

Balance Sheet

Total Assets

$1.5B

Total Liabilities

$1.3B

Stockholders' Equity

$148M

Cash & Equivalents

$58M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$20M	$12M	+61.7%
Gross Profit	$15M	$9M	+55.8%
Operating Income	$2M	$2M	-9.3%
Net Income	$1M	$1M	+12.3%