CZWI FY 2012 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$174M

FY 2012 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$29M-11.2% YoY

Gross Profit

$18M61.6% margin

Operating Income

$367,0001.3% margin

Net Income

$206,0000.7% margin

EPS (Diluted)

$0.04

Cash Flow

Operating Cash Flow

$9M

Free Cash Flow

$9M

Stock-Based Comp.

$21,000

Balance Sheet

Total Assets

$530M

Total Liabilities

$475M

Stockholders' Equity

$55M

Cash & Equivalents

$23M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$29M	$32M	-11.2%
Gross Profit	$18M	$18M	+0.7%
Operating Income	$367,000	$330,000	+11.2%
Net Income	$206,000	$193,000	+6.7%