CUBI Q4 2021 Earnings — Customers Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CUBICustomers Bancorp, Inc.

$2B

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$220M+24.5% YoY

Gross Profit

$186M84.4% margin

Operating Income

$115M52.4% margin

Net Income

$101M45.8% margin

EPS (Diluted)

$2.87

QoQ Revenue Growth

-14.6%

Cash Flow

Operating Cash Flow

$19M

Free Cash Flow

$4M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$19.6B

Total Liabilities

$18.2B

Stockholders' Equity

$1.4B

Cash & Equivalents

$518M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$220M	$177M	+24.5%
Gross Profit	$186M	$150M	+24.3%
Operating Income	$115M	$78M	+46.9%
Net Income	$101M	$56M	+79.0%

Revenue Segments

Deposit Account

$1M92%

Credit and Debit Card

$84,0008%