CUBI Q4 2020 Earnings — Customers Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CUBICustomers Bancorp, Inc.

$2B

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$177M+18.2% YoY

Gross Profit

$150M84.6% margin

Operating Income

$78M44.4% margin

Net Income

$56M31.8% margin

EPS (Diluted)

$1.65

QoQ Revenue Growth

+8.0%

Cash Flow

Operating Cash Flow

$60M

Free Cash Flow

$46M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$18.4B

Total Liabilities

$17.3B

Stockholders' Equity

$1.1B

Cash & Equivalents

$693M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$177M	$150M	+18.2%
Gross Profit	$150M	$93M	+59.9%
Operating Income	$78M	$35M	+124.4%
Net Income	$56M	$28M	+104.3%

Revenue Segments

Credit and Debit Card

$4M50%

Deposit Account

$4M50%