CUBI Q4 2019 Earnings — Customers Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CUBICustomers Bancorp, Inc.

$2B

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$150M+21.8% YoY

Gross Profit

$93M62.5% margin

Operating Income

$35M23.4% margin

Net Income

$28M18.4% margin

EPS (Diluted)

$0.75

QoQ Revenue Growth

-0.0%

Cash Flow

Operating Cash Flow

$44M

Free Cash Flow

$26M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$11.5B

Total Liabilities

$10.5B

Stockholders' Equity

$1.1B

Cash & Equivalents

$213M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$150M	$123M	+21.8%
Gross Profit	$93M	$80M	+17.4%
Operating Income	$35M	$23M	+52.3%
Net Income	$28M	$18M	+54.1%

Revenue Segments

Credit and Debit Card

$7M64%

Deposit Account

$4M36%