CUBI Q2 2018 Earnings — Customers Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CUBICustomers Bancorp, Inc.

$2B

Q2 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$123M+10.1% YoY

Gross Profit

$84M67.9% margin

Operating Income

$30M24.8% margin

Net Income

$24M19.2% margin

EPS (Diluted)

$0.62

QoQ Revenue Growth

+5.0%

Cash Flow

Operating Cash Flow

$32M

Free Cash Flow

$28M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$11.1B

Total Liabilities

$10.2B

Stockholders' Equity

$936M

Cash & Equivalents

$252M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$123M	$112M	+10.1%
Gross Profit	$84M	$86M	-2.9%
Operating Income	$30M	$36M	-15.4%
Net Income	$24M	$24M	-0.2%

Revenue Segments

Credit and Debit Card

$6M80%

Deposit Account

$2M20%