CUBB Q4 2021 Earnings — Customers Bancorp, Inc 5.375% S Revenue & Financial Results | Market Cap Arena

CUBBCustomers Bancorp, Inc 5.375% S

$777M

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$231M+36.8% YoY

Gross Profit

$197M85.2% margin

Operating Income

$115M49.9% margin

Net Income

$101M43.6% margin

EPS (Diluted)

$2.83

QoQ Revenue Growth

-13.9%

Cash Flow

Operating Cash Flow

$21M

Free Cash Flow

$21M

Stock-Based Comp.

-$8M

Balance Sheet

Total Assets

$19.6B

Total Liabilities

$18.3B

Stockholders' Equity

$1.4B

Cash & Equivalents

$0

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$231M	$169M	+36.8%
Gross Profit	$197M	$142M	+38.9%
Operating Income	$115M	$82M	+40.5%
Net Income	$101M	$56M	+79.0%

Revenue Segments

Deposit Account

$1M92%

Credit and Debit Card

$84,0008%