CUBB Q4 2020 Earnings — Customers Bancorp, Inc 5.375% S Revenue & Financial Results | Market Cap Arena

CUBBCustomers Bancorp, Inc 5.375% S

$777M

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$169M+14.0% YoY

Gross Profit

$142M83.9% margin

Operating Income

$82M48.6% margin

Net Income

$56M33.3% margin

EPS (Diluted)

$1.73

QoQ Revenue Growth

-0.8%

Cash Flow

Operating Cash Flow

$79M

Free Cash Flow

$65M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$18.5B

Total Liabilities

$17.4B

Stockholders' Equity

$1.1B

Cash & Equivalents

$0

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$169M	$148M	+14.0%
Gross Profit	$142M	$92M	+53.8%
Operating Income	$82M	$35M	+134.5%
Net Income	$56M	$28M	+104.3%

Revenue Segments

Credit and Debit Card

$4M50%

Deposit Account

$4M50%