CUBBCustomers Bancorp, Inc 5.375% S

$778M

FY 2012 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$107M+71.5% YoY

Gross Profit

$69M64.5% margin

Operating Income

$36M33.7% margin

Net Income

$24M22.2% margin

EPS (Diluted)

$1.57

Cash Flow

Operating Cash Flow

-$1.2B

Free Cash Flow

-$1.2B

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.9B

Stockholders' Equity

$269M

Cash & Equivalents

$160M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$107M	$62M	+71.5%
Gross Profit	$69M	$31M	+126.2%
Operating Income	$36M	$6M	+514.9%
Net Income	$24M	$4M	+490.4%

CUBB FY 2012 Earnings — Customers Bancorp, Inc 5.375% S Revenue & Financial Results | Market Cap Arena