CPSS Q4 2024 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena

CPSSConsumer Portfolio Services, Inc.

$183M

Q4 2024 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$105M+14.5% YoY

Gross Profit

$54M50.8% margin

Operating Income

$7M7.0% margin

Net Income

$5M4.9% margin

EPS (Diluted)

$0.21

QoQ Revenue Growth

+4.7%

Cash Flow

Operating Cash Flow

$68M

Free Cash Flow

$68M

Stock-Based Comp.

$589,000

Balance Sheet

Total Assets

$3.5B

Total Liabilities

$3.2B

Stockholders' Equity

$293M

Cash & Equivalents

$137M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$105M	$92M	+14.5%
Gross Profit	$54M	$53M	+0.4%
Operating Income	$7M	$10M	-25.3%
Net Income	$5M	$7M	-28.4%