CPSS Q4 2022 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena

CPSSConsumer Portfolio Services, Inc.

$183M

Q4 2022 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$83M+19.7% YoY

Gross Profit

$59M70.9% margin

Operating Income

$18M22.0% margin

Net Income

$14M17.0% margin

EPS (Diluted)

$0.59

QoQ Revenue Growth

-8.1%

Cash Flow

Operating Cash Flow

$51M

Free Cash Flow

$51M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$2.8B

Total Liabilities

$2.5B

Stockholders' Equity

$228M

Cash & Equivalents

$163M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$83M	$69M	+19.7%
Gross Profit	$59M	$65M	-10.0%
Operating Income	$18M	$24M	-24.9%
Net Income	$14M	$19M	-25.5%