CPSSConsumer Portfolio Services, Inc.

$183M

Q2 2024 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$96M+13.0% YoY

Gross Profit

$51M53.3% margin

Operating Income

$7M7.0% margin

Net Income

$5M4.9% margin

EPS (Diluted)

$0.19

QoQ Revenue Growth

+4.5%

Cash Flow

Operating Cash Flow

$43M

Free Cash Flow

$43M

Stock-Based Comp.

$809,000

Balance Sheet

Total Assets

$3.3B

Total Liabilities

$3.0B

Stockholders' Equity

$280M

Cash & Equivalents

$267M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$96M	$85M	+13.0%
Gross Profit	$51M	$59M	-13.1%
Operating Income	$7M	$19M	-64.1%
Net Income	$5M	$14M	-66.5%

CPSS Q2 2024 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena