CPSSConsumer Portfolio Services, Inc.

$183M

Q1 2021 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$63M-10.8% YoY

Gross Profit

$42M66.8% margin

Operating Income

$8M12.6% margin

Net Income

$5M8.2% margin

EPS (Diluted)

$0.21

QoQ Revenue Growth

+1.1%

Cash Flow

Operating Cash Flow

$65M

Free Cash Flow

$65M

Stock-Based Comp.

$408,000

Balance Sheet

Total Assets

$2.1B

Total Liabilities

$2.0B

Stockholders' Equity

$138M

Cash & Equivalents

$169M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$63M	$71M	-10.8%
Gross Profit	$42M	$40M	+5.0%
Operating Income	$8M	$3M	+155.3%
Net Income	$5M	$11M	-52.1%

CPSS Q1 2021 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena