CPSSConsumer Portfolio Services, Inc.

$170M

FY 2018 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$390M-10.3% YoY

Gross Profit

$155M39.8% margin

Operating Income

$19M4.8% margin

Net Income

$15M3.8% margin

EPS (Diluted)

$0.59

Cash Flow

Operating Cash Flow

$216M

Free Cash Flow

$215M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$2.5B

Total Liabilities

$2.3B

Stockholders' Equity

$197M

Cash & Equivalents

$13M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$390M	$434M	-10.3%
Gross Profit	$155M	$155M	-0.1%
Operating Income	$19M	$32M	-41.7%
Net Income	$15M	$4M	+294.7%

CPSS FY 2018 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena