Quarter Comparison
Revenue
Net Margin
Income Statement
Balance Sheet
Earnings Release
Reports Second Quarter 2026 Net Income of $587 million, up 35% YoY, and EPS of $1.30, up 41% YoY and 15% QoQ Sequential NII Growth of 4% and Fee Growth of 8% Positive Operating Leverage of 6.4% YoY Key Financial Data 2Q26 1Q26 2Q25 Second Quarter 2026 Highlights Income Statement ($s in millions) ■ E
EX-99.1 2 a2q26earningsrelease.htm EX-99.1 Document Citizens Financial Group, Inc. Reports Second Quarter 2026 Net Income of $587 million, up 35% YoY, and EPS of $1.30, up 41% YoY and 15% QoQ Sequential NII Growth of 4% and Fee Growth of 8% Positive Operating Leverage of 6.4% YoY Key Financial Data 2Q26 1Q26 2Q25 Second Quarter 2026 Highlights Income Statement ($s in millions) ■ EPS of $1.30; ROTCE of 13.9% – Continued strong Private Bank progress, contributing $0.15 to EPS, up from $0.11 in 1Q26 ■ PPNR of $889 million, up 13% QoQ, up 24% YoY – NII up 4.4% QoQ, with NIM up 3 bps to 3.17%; YoY NII up 14%, with NIM up 22 bps – Fees up 8% QoQ, up 9% YoY driven by Capital Markets and Wealth – Positive operating leverage of 4.1% QoQ and 6.4% YoY ■ Loans up 3% on a spot basis and 2% on an average basis QoQ, with growth led by Commercial and Private Bank ■ Continuing favorable credit trends; ne...
Source
Exhibit EX-99.1
0000759944-26-000133
Filed July 16, 2026 at 10:32 AM UTC. The figures above are from the audited statements, not from this release.