CFFN FY 2009 Earnings Report — Capitol Federal Financial, Inc. Revenue & Financial Results | Market Cap Arena

Capitol Federal Financial, Inc.CFFN

FY 2009 Earnings

Reported September 29, 2009

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2009	Prior Q	FY 2008	QoQ Change	YoY Change
Revenue	$441M	—	$441M	—	0.1%
Op. Income	$105M	—	$80M	—	31.3%
Gross Margin	45.1%	—	36.8%	—	8.3pp
Net Margin	15.0%	—	11.6%	—	3.5pp
EPS (Diluted)	$0.40	—	$0.31	—	29.0%
Free Cash Flow	$178M	—	$73M	—	143.4%

Revenue Flow

Item	Amount
REVENUE	$441M
Cost of Revenue	$243M
GROSS PROFIT	$199M
R&D Expenses	$0
Selling & Marketing	$7M
General & Administrative	$69M
SG&A Expenses	$76M
Other Expenses	$18M
Operating Expenses	$94M
Cost & Expenses	$336M
OPERATING INCOME	$105M
Interest Income	$413M
Interest Expense	$236M
Other Income/Expenses	$0
INCOME BEFORE TAX	$105M
Income Tax Expense	$39M
Net Income from Continuing Ops	$66M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$66M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$66M
D&A	$5M
EBIT	$105M
EBITDA	$110M
EPS	$0
EPS Diluted	$0

Income Statement

Item	Amount
REVENUE	$441M
Cost of Revenue	$243M
GROSS PROFIT	$199M
R&D Expenses	$0
Selling & Marketing	$7M
General & Administrative	$69M
SG&A Expenses	$76M
Other Expenses	$18M
Operating Expenses	$94M
Cost & Expenses	$336M
OPERATING INCOME	$105M
Interest Income	$413M
Interest Expense	$236M
Other Income/Expenses	$0
INCOME BEFORE TAX	$105M
Income Tax Expense	$39M
Net Income from Continuing Ops	$66M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$66M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$66M
D&A	$5M
EBIT	$105M
EBITDA	$110M
EPS	$0
EPS Diluted	$0

Cash Flow Statement

Item	Amount
Net Income	$66M
Depreciation & Amortization	$5M
Stock-Based Compensation	$604.0K
Deferred Income Tax	$4M
Other Non-Cash Items	$114M
Change in Working Capital	$700.0K
OPERATING CASH FLOW	$191M
Capital Expenditure	-$13M
Acquisitions (Net)	$0
Purchases of Investments	-$649M
Sales/Maturities of Investments	$608M
Other Investing Activities	-$387M
NET CASH FROM INVESTING	-$441M
Net Debt Issuance	-$20M
Common Stock Repurchased	-$2M
Common Dividends Paid	-$44M
Other Financing Activities	$270M
NET CASH FROM FINANCING	$204M
FREE CASH FLOW	$178M
Net Change in Cash	-$46M

Balance Sheet

Item	Amount
Cash & Equivalents	$41M
Short-Term Investments	$0
Net Receivables	$33M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$74M
PP&E (Net)	$38M
Goodwill	$0
Intangible Assets	$0
Long-Term Investments	$8.1B
Tax Assets	$0
Other Non-Current Assets	$215M
TOTAL NON-CURRENT ASSETS	$8.3B
TOTAL ASSETS	$8.4B
Account Payables	$0
Short-Term Debt	$0
Deferred Revenue	$0
Other Current Liabilities	$4.2B
TOTAL CURRENT LIABILITIES	$4.3B
Long-Term Debt	$3.1B
Deferred Revenue NC	$0
Deferred Tax Liabilities	$31M
Other Non-Current Liabilities	$61M
TOTAL NON-CURRENT LIABILITIES	$3.2B
TOTAL LIABILITIES	$7.5B
Common Stock	$915.0K
Additional Paid-In Capital	$453M
Retained Earnings	$782M
Treasury Stock	-$320M
Accum. Other Comp. Income	$25M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$941M
Minority Interest	$0
TOTAL EQUITY	$941M
TOTAL LIABILITIES & EQUITY	$8.4B
Total Debt	$3.1B
Net Debt	$3.1B