BY Q4 2020 Earnings — Byline Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

BYByline Bancorp, Inc.

$1B

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$76M-2.2% YoY

Gross Profit

$62M81.4% margin

Operating Income

$16M21.7% margin

Net Income

$12M16.2% margin

EPS (Diluted)

$0.31

QoQ Revenue Growth

-2.7%

Cash Flow

Operating Cash Flow

$106M

Free Cash Flow

$106M

Stock-Based Comp.

$568,000

Balance Sheet

Total Assets

$6.4B

Total Liabilities

$5.6B

Stockholders' Equity

$805M

Cash & Equivalents

$83M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$76M	$78M	-2.2%
Gross Profit	$62M	$61M	+0.9%
Operating Income	$16M	$20M	-19.1%
Net Income	$12M	$16M	-22.5%

Revenue Segments

Bank Servicing

$3M100%