BY Q4 2019 Earnings — Byline Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

BYByline Bancorp, Inc.

$1B

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$78M+3.3% YoY

Gross Profit

$61M78.9% margin

Operating Income

$20M26.2% margin

Net Income

$16M20.4% margin

EPS (Diluted)

$0.41

QoQ Revenue Growth

-7.3%

Cash Flow

Operating Cash Flow

$18M

Free Cash Flow

$16M

Stock-Based Comp.

$615,000

Balance Sheet

Total Assets

$5.5B

Total Liabilities

$4.8B

Stockholders' Equity

$750M

Cash & Equivalents

$81M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$78M	$75M	+3.3%
Gross Profit	$61M	$62M	-0.7%
Operating Income	$20M	$24M	-13.7%
Net Income	$16M	$17M	-7.4%

Revenue Segments

Bank Servicing

$3M147%

Deposit Account

$2M85%

Loan Servicing Asset Revaluation

-$3M-132%