BYByline Bancorp, Inc.

$1B

Q2 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$154M+27.3% YoY

Gross Profit

$93M60.3% margin

Operating Income

$40M26.1% margin

Net Income

$30M19.3% margin

EPS (Diluted)

$0.68

QoQ Revenue Growth

+0.3%

Cash Flow

Operating Cash Flow

$40M

Free Cash Flow

$39M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$9.6B

Total Liabilities

$8.6B

Stockholders' Equity

$1.0B

Cash & Equivalents

$730M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$154M	$121M	+27.3%
Gross Profit	$93M	$84M	+10.4%
Operating Income	$40M	$35M	+13.5%
Net Income	$30M	$26M	+13.7%

Revenue Segments

Bank Servicing

$3M100%

BY Q2 2024 Earnings — Byline Bancorp, Inc. Revenue & Financial Results | Market Cap Arena