BYByline Bancorp, Inc.

$1B

Q1 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$71M+49.0% YoY

Gross Profit

$56M78.9% margin

Operating Income

$17M24.4% margin

Net Income

$13M17.7% margin

EPS (Diluted)

$0.34

QoQ Revenue Growth

-5.1%

Cash Flow

Operating Cash Flow

$14M

Free Cash Flow

$13M

Stock-Based Comp.

$230,000

Balance Sheet

Total Assets

$5.0B

Total Liabilities

$4.3B

Stockholders' Equity

$669M

Cash & Equivalents

$82M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$71M	$48M	+49.0%
Gross Profit	$56M	$38M	+47.0%
Operating Income	$17M	$8M	+115.0%
Net Income	$13M	$7M	+86.1%

Revenue Segments

Bank Servicing

$3M83%

Deposit Account

$2M58%

Loan Servicing Asset Revaluation

-$1M-41%

BY Q1 2019 Earnings — Byline Bancorp, Inc. Revenue & Financial Results | Market Cap Arena