BUSE FY 2025 Earnings Report — First Busey Corporation Revenue & Financial Results | Market Cap Arena

First Busey CorporationBUSE

FY 2025 Earnings

Reported February 26, 2026

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2025	Prior Q	FY 2024	QoQ Change	YoY Change
Revenue	$1.0B	—	$663M	—	57.6%
Op. Income	$187M	—	$153M	—	21.7%
Gross Margin	63.9%	—	68.4%	—	-4.5pp
Net Margin	13.0%	—	17.2%	—	-4.2pp
EPS (Diluted)	$1.47	—	$1.98	—	-25.8%
Free Cash Flow	$174M	—	$172M	—	1.1%

Revenue Flow

Item	Amount
REVENUE	$1.0B
Cost of Revenue	$377M
GROSS PROFIT	$667M
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$327M
SG&A Expenses	$327M
Other Expenses	$153M
Operating Expenses	$480M
Cost & Expenses	$857M
OPERATING INCOME	$187M
Interest Income	$894M
Interest Expense	$324M
Other Income/Expenses	$0
INCOME BEFORE TAX	$187M
Income Tax Expense	$51M
Net Income from Continuing Ops	$135M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$135M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$125M
D&A	$18M
EBIT	$187M
EBITDA	$205M
EPS	$1
EPS Diluted	$1

Income Statement

Item	Amount
REVENUE	$1.0B
Cost of Revenue	$377M
GROSS PROFIT	$667M
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$327M
SG&A Expenses	$327M
Other Expenses	$153M
Operating Expenses	$480M
Cost & Expenses	$857M
OPERATING INCOME	$187M
Interest Income	$894M
Interest Expense	$324M
Other Income/Expenses	$0
INCOME BEFORE TAX	$187M
Income Tax Expense	$51M
Net Income from Continuing Ops	$135M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$135M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$125M
D&A	$18M
EBIT	$187M
EBITDA	$205M
EPS	$1
EPS Diluted	$1

Cash Flow Statement

Item	Amount
Net Income	$135M
Depreciation & Amortization	$30M
Stock-Based Compensation	$17M
Deferred Income Tax	$8M
Other Non-Cash Items	$46M
Change in Working Capital	-$44M
OPERATING CASH FLOW	$193M
Capital Expenditure	-$20M
Acquisitions (Net)	$386M
Purchases of Investments	-$547M
Sales/Maturities of Investments	$1.1B
Other Investing Activities	$193M
NET CASH FROM INVESTING	$1.1B
Net Debt Issuance	-$100M
Common Stock Repurchased	-$70M
Common Dividends Paid	-$91M
Other Financing Activities	-$1.6B
NET CASH FROM FINANCING	-$1.7B
FREE CASH FLOW	$174M
Net Change in Cash	-$404M

Balance Sheet

Item	Amount
Cash & Equivalents	$181M
Short-Term Investments	$0
Net Receivables	$72M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$253M
PP&E (Net)	$193M
Goodwill	$383M
Intangible Assets	$97M
Long-Term Investments	$16.7B
Tax Assets	$0
Other Non-Current Assets	$431M
TOTAL NON-CURRENT ASSETS	$17.9B
TOTAL ASSETS	$18.1B
Account Payables	$0
Short-Term Debt	$173M
Deferred Revenue	$0
Other Current Liabilities	$3.7B
TOTAL CURRENT LIABILITIES	$3.8B
Long-Term Debt	$284M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$11.5B
TOTAL NON-CURRENT LIABILITIES	$11.8B
TOTAL LIABILITIES	$15.6B
Common Stock	$93.0K
Additional Paid-In Capital	$2.4B
Retained Earnings	$337M
Treasury Stock	-$119M
Accum. Other Comp. Income	-$124M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$2.5B
Minority Interest	$0
TOTAL EQUITY	$2.5B
TOTAL LIABILITIES & EQUITY	$18.1B
Total Debt	$490M
Net Debt	$309M