BLFY (Blue Foundry Bancorp) Stock Financials & Earnings | Market Cap Arena

BLFY (Blue Foundry Bancorp) Stock Financials & Earnings | Market Cap Arena

BLFYBlue Foundry Bancorp

Mkt Cap$271M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Revenue (TTM)$94M

Net Income (TTM)-$9M

EPS (TTM)-$0.45

Free Cash Flow (TTM)-$3M

Gross Margin47.7%

Op. Margin-9.8%

Net Margin-9.8%

FCF Margin-2.8%

P/S Ratio (TTM)2.9x

P/E Ratio (TTM)—

YoY Rev Growth+9.0%

Employees—

Earnings Reports

Next: Q4 2025 · Mar 11

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q4 22	$18M	$14M	$725K
Q1 23	$19M	$12M	-$1M
Q2 23	$20M	$11M	-$2M
Q3 23	$21M	$11M	-$1M
Q4 23	$21M	$10M	-$3M
Q1 24	$21M	$10M	-$3M
Q2 24	$22M	$11M	-$2M
Q3 24	$22M	$9M	-$4M
Q4 24	$22M	$10M	-$3M
Q1 25	$23M	$11M	-$3M
Q2 25	$24M	$12M	-$2M
Q3 25	$25M	$12M	-$2M

Valuation

Quarter	P/S	P/E
Q4 22	4.2x	113.1x
Q1 23	3.9x	427.3x
Q2 23	3.6x	—
Q3 23	3.5x	—
Q4 23	3.3x	—
Q1 24	3.3x	—
Q2 24	3.2x	—
Q3 24	3.2x	—
Q4 24	3.1x	—
Q1 25	3.0x	—
Q2 25	3.0x	—
Q3 25	2.9x	—

Operating Cash Flow

Quarter	Operating CF	Free CF
Q4 22	$1M	$789K
Q1 23	-$4M	-$6M
Q2 23	-$1M	-$3M
Q3 23	$776K	-$476K
Q4 23	-$7M	-$8M
Q1 24	-$5M	-$5M
Q2 24	$14M	$14M
Q3 24	-$4M	-$4M
Q4 24	-$512K	-$613K
Q1 25	-$4M	-$4M
Q2 25	$2M	$2M
Q3 25	-$255K	-$70K

Capital Expenditures

CapEx

Quarter	CapEx
Q4 22	$523K
Q1 23	$2M
Q2 23	$1M
Q3 23	$1M
Q4 23	$1M
Q1 24	$9K
Q2 24	$9K
Q3 24	$39K
Q4 24	$101K
Q1 25	$61K
Q2 25	$124K
Q3 25	$185K

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q4 22	+21.3%	-5.9%
Q1 23	+33.0%	+47.5%
Q2 23	+31.0%	+43.3%
Q3 23	+19.6%	+39.0%
Q4 23	+16.1%	+37.9%
Q1 24	+10.2%	+17.6%
Q2 24	+8.4%	+10.0%
Q3 24	+6.7%	+18.1%
Q4 24	+6.2%	+4.4%
Q1 25	+8.5%	+6.9%
Q2 25	+9.2%	+6.7%
Q3 25	+12.0%	+1.8%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q4 22	$820K	4.6%
Q1 23	$939K	4.9%
Q2 23	$988K	4.9%
Q3 23	$909K	4.4%
Q4 23	$938K	4.5%
Q1 24	$995K	4.7%
Q2 24	$959K	4.4%
Q3 24	$1M	4.8%
Q4 24	$1M	4.8%
Q1 25	$1M	4.5%
Q2 25	$945K	4.0%
Q3 25	$998K	4.1%

OpEx Breakdown

Quarter	G&A	S&M
Q4 22	$3M	$68K
Q1 23	$8M	$72K
Q2 23	$7M	$77K
Q3 23	$7M	$85K
Q4 23	$7M	$120K
Q1 24	$8M	$72K
Q2 24	$8M	$52K
Q3 24	$8M	$87K
Q4 24	$7M	$81K
Q1 25	$8M	$67K
Q2 25	$8M	$140K
Q3 25	$8M	$137K

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 22	$41M	$314M	$355M
Q1 23	$58M	$309M	$367M
Q2 23	$46M	$301M	$347M
Q3 23	$52M	$284M	$336M
Q4 23	$46M	$284M	$330M
Q1 24	$54M	$265M	$319M
Q2 24	$60M	$298M	$358M
Q3 24	$76M	$291M	$367M
Q4 24	$43M	$297M	$340M
Q1 25	$46M	$287M	$333M
Q2 25	$42M	$284M	$326M
Q3 25	$44M	$274M	$318M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q4 22	26M	-0.9%
Q1 23	26M	-0.5%
Q2 23	24M	-6.3%
Q3 23	23M	-4.0%
Q4 23	23M	-1.9%
Q1 24	22M	-3.3%
Q2 24	22M	-1.6%
Q3 24	21M	-2.2%
Q4 24	21M	-2.1%
Q1 25	20M	-2.0%
Q2 25	20M	-1.4%
Q3 25	20M	-1.2%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 19	—	—
FY 20	—	—
FY 21	$334K	175
FY 22	$329K	198
FY 23	$452K	179
FY 24	$474K	184