BFCBank First Corporation

$2B

Q3 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$21M+47.9% YoY

Gross Profit

$16M77.2% margin

Operating Income

$8M35.9% margin

Net Income

$6M28.3% margin

EPS (Diluted)

$0.89

QoQ Revenue Growth

-1.3%

Cash Flow

Operating Cash Flow

$6M

Free Cash Flow

$5M

Stock-Based Comp.

$144,000

Balance Sheet

Total Assets

$1.7B

Total Liabilities

$1.6B

Stockholders' Equity

$169M

Cash & Equivalents

$34M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$21M	$14M	+47.9%
Gross Profit	$16M	$12M	+35.8%
Operating Income	$8M	$6M	+33.4%
Net Income	$6M	$4M	+54.8%

BFC Q3 2018 Earnings — Bank First Corporation Revenue & Financial Results | Market Cap Arena