BCBPBCB Bancorp, Inc.

$138M

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$32M+1.1% YoY

Gross Profit

$22M67.4% margin

Operating Income

$7M22.9% margin

Net Income

$5M16.0% margin

EPS (Diluted)

$0.29

QoQ Revenue Growth

-2.3%

Cash Flow

Operating Cash Flow

$9M

Free Cash Flow

$9M

Stock-Based Comp.

$299,000

Balance Sheet

Total Assets

$2.9B

Total Liabilities

$2.7B

Stockholders' Equity

$239M

Cash & Equivalents

$551M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$32M	$32M	+1.1%
Gross Profit	$22M	$22M	+0.3%
Operating Income	$7M	$8M	-4.1%
Net Income	$5M	$5M	-1.9%

BCBP Q4 2019 Earnings — BCB Bancorp, Inc. Revenue & Financial Results | Market Cap Arena