BCBPBCB Bancorp, Inc.

$140M

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$46M-11.5% YoY

Gross Profit

$22M48.9% margin

Operating Income

$6M12.7% margin

Net Income

$4M9.3% margin

EPS (Diluted)

$0.22

QoQ Revenue Growth

+1.2%

Cash Flow

Operating Cash Flow

$9M

Free Cash Flow

$8M

Stock-Based Comp.

$229,000

Balance Sheet

Total Assets

$3.4B

Total Liabilities

$3.0B

Stockholders' Equity

$318M

Cash & Equivalents

$250M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$46M	$52M	-11.5%
Gross Profit	$22M	$23M	-3.9%
Operating Income	$6M	$9M	-37.9%
Net Income	$4M	$7M	-36.1%

BCBP Q3 2025 Earnings — BCB Bancorp, Inc. Revenue & Financial Results | Market Cap Arena