BBAR FY 2025 Earnings Report — Banco BBVA Argentina S.A. Revenue & Financial Results | Market Cap Arena

Banco BBVA Argentina S.A.BBAR

FY 2025 Earnings

Reported December 30, 2025

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2025	Prior Q	FY 2024	QoQ Change	YoY Change
Revenue	$5.4B	—	—	—	—
Op. Income	$361M	—	—	—	—
Gross Margin	47.6%	—	—	—	—
Net Margin	3.9%	—	—	—	—
EPS (Diluted)	$1.02	—	—	—	—
Free Cash Flow	$1.2B	—	—	—	—

Revenue Flow

Item	Amount
REVENUE	$5.4B
Cost of Revenue	$2.8B
GROSS PROFIT	$2.6B
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$507M
SG&A Expenses	$507M
Other Expenses	$1.7B
Operating Expenses	$2.2B
Cost & Expenses	$5.1B
OPERATING INCOME	$361M
Interest Income	$4.4B
Interest Expense	$2.2B
Other Income/Expenses	-$10M
INCOME BEFORE TAX	$351M
Income Tax Expense	$136M
Net Income from Continuing Ops	$214M
Net Income from Discontinued Ops	$0
Other Adjustments	$10M
NET INCOME	$210M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$210M
D&A	$75M
EBIT	$351M
EBITDA	$426M
EPS	$1
EPS Diluted	$1

Income Statement

Item	Amount
REVENUE	$5.4B
Cost of Revenue	$2.8B
GROSS PROFIT	$2.6B
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$507M
SG&A Expenses	$507M
Other Expenses	$1.7B
Operating Expenses	$2.2B
Cost & Expenses	$5.1B
OPERATING INCOME	$361M
Interest Income	$4.4B
Interest Expense	$2.2B
Other Income/Expenses	-$10M
INCOME BEFORE TAX	$351M
Income Tax Expense	$136M
Net Income from Continuing Ops	$214M
Net Income from Discontinued Ops	$0
Other Adjustments	$10M
NET INCOME	$210M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$210M
D&A	$75M
EBIT	$351M
EBITDA	$426M
EPS	$1
EPS Diluted	$1

Cash Flow Statement

Item	Amount
Net Income	$210M
Depreciation & Amortization	$0
Stock-Based Compensation	$0
Deferred Income Tax	$0
Other Non-Cash Items	$1.2B
Change in Working Capital	-$39M
OPERATING CASH FLOW	$1.4B
Capital Expenditure	-$182M
Acquisitions (Net)	-$21M
Purchases of Investments	-$869M
Sales/Maturities of Investments	$0
Other Investing Activities	-$6.9B
NET CASH FROM INVESTING	-$8.0B
Net Debt Issuance	$1.1B
Common Stock Repurchased	$0
Common Dividends Paid	-$14M
Other Financing Activities	$7.0B
NET CASH FROM FINANCING	$8.0B
FREE CASH FLOW	$1.2B
Net Change in Cash	$0

Balance Sheet

Item	Amount
Cash & Equivalents	$2.5B
Short-Term Investments	$0
Net Receivables	$453.0K
Inventory	$0
Other Current Assets	-$453.0K
TOTAL CURRENT ASSETS	$2.5B
PP&E (Net)	$646M
Goodwill	$0
Intangible Assets	$86M
Long-Term Investments	$13.9B
Tax Assets	$47M
Other Non-Current Assets	$1.1B
TOTAL NON-CURRENT ASSETS	$15.8B
TOTAL ASSETS	$18.3B
Account Payables	$0
Short-Term Debt	$337M
Deferred Revenue	$0
Other Current Liabilities	$0
TOTAL CURRENT LIABILITIES	$337M
Long-Term Debt	$628M
Deferred Revenue NC	$2M
Deferred Tax Liabilities	$5M
Other Non-Current Liabilities	$14.4B
TOTAL NON-CURRENT LIABILITIES	$15.4B
TOTAL LIABILITIES	$15.8B
Common Stock	$441.6K
Additional Paid-In Capital	$857M
Retained Earnings	$0
Treasury Stock	$0
Accum. Other Comp. Income	-$15M
Other Equity	$1.6B
TOTAL STOCKHOLDERS' EQUITY	$2.5B
Minority Interest	$80M
TOTAL EQUITY	$2.6B
TOTAL LIABILITIES & EQUITY	$18.3B
Total Debt	$337M
Net Debt	-$2.2B