BANF FY 2025 Earnings Report — BancFirst Corporation Revenue & Financial Results | Market Cap Arena

BancFirst CorporationBANF

FY 2025 Earnings

Reported February 26, 2026

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2025	Prior Q	FY 2024	QoQ Change	YoY Change
Revenue	$824M	—	$909M	—	-9.3%
Op. Income	$303M	—	$275M	—	10.2%
Gross Margin	82.9%	—	68.5%	—	14.4pp
Net Margin	29.2%	—	23.8%	—	5.4pp
EPS (Diluted)	$7.12	—	$6.44	—	10.6%
Free Cash Flow	$237M	—	$225M	—	5.5%

Revenue Flow

Item	Amount
REVENUE	$824M
Cost of Revenue	$141M
GROSS PROFIT	$683M
R&D Expenses	$0
Selling & Marketing	$10M
General & Administrative	$284M
SG&A Expenses	$294M
Other Expenses	$86M
Operating Expenses	$380M
Cost & Expenses	$521M
OPERATING INCOME	$303M
Interest Income	$693M
Interest Expense	$310M
Other Income/Expenses	$2M
INCOME BEFORE TAX	$305M
Income Tax Expense	$65M
Net Income from Continuing Ops	$241M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$241M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$241M
D&A	$23M
EBIT	$303M
EBITDA	$326M
EPS	$7
EPS Diluted	$7

Income Statement

Item	Amount
REVENUE	$824M
Cost of Revenue	$141M
GROSS PROFIT	$683M
R&D Expenses	$0
Selling & Marketing	$10M
General & Administrative	$284M
SG&A Expenses	$294M
Other Expenses	$86M
Operating Expenses	$380M
Cost & Expenses	$521M
OPERATING INCOME	$303M
Interest Income	$693M
Interest Expense	$310M
Other Income/Expenses	$2M
INCOME BEFORE TAX	$305M
Income Tax Expense	$65M
Net Income from Continuing Ops	$241M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$241M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$241M
D&A	$23M
EBIT	$303M
EBITDA	$326M
EPS	$7
EPS Diluted	$7

Cash Flow Statement

Item	Amount
Net Income	$241M
Depreciation & Amortization	$23M
Stock-Based Compensation	$4M
Deferred Income Tax	-$904.0K
Other Non-Cash Items	$17M
Change in Working Capital	$2M
OPERATING CASH FLOW	$285M
Capital Expenditure	-$48M
Acquisitions (Net)	$14M
Purchases of Investments	-$372M
Sales/Maturities of Investments	$722M
Other Investing Activities	-$301M
NET CASH FROM INVESTING	$16M
Net Debt Issuance	-$4M
Common Stock Repurchased	$0
Common Dividends Paid	-$62M
Other Financing Activities	$611M
NET CASH FROM FINANCING	$550M
FREE CASH FLOW	$237M
Net Change in Cash	$851M

Balance Sheet

Item	Amount
Cash & Equivalents	$227M
Short-Term Investments	$0
Net Receivables	$42M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$269M
PP&E (Net)	$352M
Goodwill	$183M
Intangible Assets	$21M
Long-Term Investments	$13.8B
Tax Assets	$44M
Other Non-Current Assets	$180M
TOTAL NON-CURRENT ASSETS	$14.6B
TOTAL ASSETS	$14.9B
Account Payables	$0
Short-Term Debt	$13M
Deferred Revenue	$0
Other Current Liabilities	$0
TOTAL CURRENT LIABILITIES	$13M
Long-Term Debt	$98M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$36M
Other Non-Current Liabilities	$12.9B
TOTAL NON-CURRENT LIABILITIES	$13.0B
TOTAL LIABILITIES	$13.0B
Common Stock	$34M
Additional Paid-In Capital	$218M
Retained Earnings	$1.6B
Treasury Stock	$0
Accum. Other Comp. Income	-$8M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$1.9B
Minority Interest	$0
TOTAL EQUITY	$1.9B
TOTAL LIABILITIES & EQUITY	$14.9B
Total Debt	$134M
Net Debt	-$93M