BANC Q4 2025 Earnings — Banc of California, Inc. Revenue & Financial Results | Market Cap Arena

BANCBanc of California, Inc.

$3B

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$459M+2.1% YoY

Gross Profit

$293M63.9% margin

Operating Income

$112M24.5% margin

Net Income

$77M16.9% margin

EPS (Diluted)

$0.42

QoQ Revenue Growth

-1.5%

Cash Flow

Operating Cash Flow

$102M

Free Cash Flow

$105M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$34.8B

Total Liabilities

$31.3B

Stockholders' Equity

$3.5B

Cash & Equivalents

$2.3B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$459M	$449M	+2.1%
Gross Profit	$293M	$247M	+18.6%
Operating Income	$112M	$70M	+60.2%
Net Income	$77M	$57M	+36.0%

Revenue Segments

Noninterest Income

$10M50%

Service Charges On Deposit Accounts

$5M26%

Other Commissions And Fees

$4M24%

Other

$1,0000%