BANC Q4 2022 Earnings — Banc of California, Inc. Revenue & Financial Results | Market Cap Arena

BANCBanc of California, Inc.

$3B

Q4 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$103M+18.8% YoY

Gross Profit

$79M76.7% margin

Operating Income

$31M29.8% margin

Net Income

$22M21.0% margin

EPS (Diluted)

$0.36

QoQ Revenue Growth

+1.0%

Cash Flow

Operating Cash Flow

$26M

Free Cash Flow

$22M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$41.2B

Total Liabilities

$37.3B

Stockholders' Equity

$4.0B

Cash & Equivalents

$2.2B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$103M	$86M	+18.8%
Gross Profit	$79M	$67M	+17.1%
Operating Income	$31M	$9M	+259.4%
Net Income	$22M	$6M	+274.2%

Revenue Segments

Products And Services, Deposit Service Fees

$1M55%

Products And Services, Other

$579,00025%

Products And Services, Debit Card Fees

$443,00019%