BANCBanc of California, Inc.

$3B

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$88M-21.6% YoY

Gross Profit

$65M73.2% margin

Operating Income

$17M19.3% margin

Net Income

$14M16.2% margin

EPS (Diluted)

$0.12

QoQ Revenue Growth

-7.8%

Cash Flow

Operating Cash Flow

$20M

Free Cash Flow

$18M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$7.8B

Total Liabilities

$6.9B

Stockholders' Equity

$907M

Cash & Equivalents

$373M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$88M	$113M	-21.6%
Gross Profit	$65M	$66M	-1.6%
Operating Income	$17M	$17M	+1.0%
Net Income	$14M	$11M	+29.3%

BANC Q4 2019 Earnings — Banc of California, Inc. Revenue & Financial Results | Market Cap Arena