BANCBanc of California, Inc.

$3B

Q2 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$73M-6.5% YoY

Gross Profit

$66M89.6% margin

Operating Income

$26M35.0% margin

Net Income

$19M26.1% margin

EPS (Diluted)

$0.34

QoQ Revenue Growth

+0.2%

Cash Flow

Operating Cash Flow

$40M

Free Cash Flow

$39M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$8.0B

Total Liabilities

$7.2B

Stockholders' Equity

$829M

Cash & Equivalents

$163M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$73M	$78M	-6.5%
Gross Profit	$66M	$49M	+33.6%
Operating Income	$26M	-$24M	+207.8%
Net Income	$19M	-$18M	+203.3%

Revenue Segments

Products And Services, Deposit Service Fees

$825,00058%

Products And Services, Debit Card Fees

$496,00035%

Products And Services, Other

$102,0007%

BANC Q2 2021 Earnings — Banc of California, Inc. Revenue & Financial Results | Market Cap Arena