AROW Q4 2024 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$546M

Q4 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$55M+6.4% YoY

Gross Profit

$31M56.3% margin

Operating Income

$5M9.5% margin

Net Income

$4M8.1% margin

EPS (Diluted)

$0.27

QoQ Revenue Growth

-4.3%

Cash Flow

Operating Cash Flow

$6M

Free Cash Flow

$4M

Stock-Based Comp.

$205,000

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$3.9B

Stockholders' Equity

$401M

Cash & Equivalents

$155M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$55M	$52M	+6.4%
Gross Profit	$31M	$33M	-4.6%
Operating Income	$5M	$9M	-44.3%
Net Income	$4M	$8M	-42.1%

Revenue Segments

Deposit Account

$5M52%

Fiduciary and Trust

$5M48%