AROW Q4 2017 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$530M

Q4 2017 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$29M+9.3% YoY

Gross Profit

$26M89.7% margin

Operating Income

$10M34.2% margin

Net Income

$8M27.9% margin

EPS (Diluted)

$0.50

QoQ Revenue Growth

+0.5%

Cash Flow

Operating Cash Flow

$11M

Free Cash Flow

$10M

Stock-Based Comp.

$550,000

Balance Sheet

Total Assets

$2.8B

Total Liabilities

$2.5B

Stockholders' Equity

$250M

Cash & Equivalents

$73M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$29M	$26M	+9.3%
Gross Profit	$26M	$25M	+5.6%
Operating Income	$10M	$9M	+6.5%
Net Income	$8M	$7M	+22.3%