AROW FY 2021 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$546M

FY 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$148M+2.3% YoY

Gross Profit

$142M96.3% margin

Operating Income

$64M43.5% margin

Net Income

$50M33.7% margin

EPS (Diluted)

$2.92

Cash Flow

Operating Cash Flow

$68M

Free Cash Flow

$61M

Stock-Based Comp.

$790,000

Balance Sheet

Total Assets

$4.0B

Total Liabilities

$3.7B

Stockholders' Equity

$371M

Cash & Equivalents

$458M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$148M	$145M	+2.3%
Gross Profit	$142M	$123M	+16.2%
Operating Income	$64M	$52M	+24.2%
Net Income	$50M	$41M	+22.1%