AROW FY 2020 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$530M

FY 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$145M+4.5% YoY

Gross Profit

$123M84.8% margin

Operating Income

$52M35.9% margin

Net Income

$41M28.2% margin

EPS (Diluted)

$2.41

Cash Flow

Operating Cash Flow

$42M

Free Cash Flow

$37M

Stock-Based Comp.

$545,000

Balance Sheet

Total Assets

$3.7B

Total Liabilities

$3.4B

Stockholders' Equity

$334M

Cash & Equivalents

$381M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$145M	$138M	+4.5%
Gross Profit	$123M	$115M	+7.0%
Operating Income	$52M	$47M	+10.2%
Net Income	$41M	$37M	+8.9%