AROW FY 2019 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$530M

FY 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$138M+10.3% YoY

Gross Profit

$115M82.8% margin

Operating Income

$47M34.0% margin

Net Income

$37M27.1% margin

EPS (Diluted)

$2.22

Cash Flow

Operating Cash Flow

$44M

Free Cash Flow

$36M

Stock-Based Comp.

$829,000

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.9B

Stockholders' Equity

$302M

Cash & Equivalents

$70M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$138M	$125M	+10.3%
Gross Profit	$115M	$110M	+3.8%
Operating Income	$47M	$45M	+3.9%
Net Income	$37M	$36M	+3.3%