ALLY FY 2010 Earnings Report — Ally Financial Inc. Revenue & Financial Results | Market Cap Arena

Ally Financial Inc.ALLY

FY 2010 Earnings

Reported February 25, 2011

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2010	Prior Q	FY 2009	QoQ Change	YoY Change
Revenue	$16.3B	—	$16.1B	—	0.9%
Op. Income	$1.1B	—	-$6.9B	—	116.5%
Gross Margin	56.3%	—	21.3%	—	35.0pp
Net Margin	6.6%	—	-63.8%	—	70.4pp
EPS (Diluted)	$-3.16	—	$-41.57	—	92.4%
Free Cash Flow	$8.1B	—	-$5.9B	—	237.4%

Revenue Flow

Item	Amount
REVENUE	$16.3B
Cost of Revenue	$7.1B
GROSS PROFIT	$9.2B
R&D Expenses	$0
Selling & Marketing	$171M
General & Administrative	$3.0B
SG&A Expenses	$3.1B
Other Expenses	$4.9B
Operating Expenses	$8.0B
Cost & Expenses	$15.1B
OPERATING INCOME	$1.1B
Interest Income	$11.2B
Interest Expense	$6.7B
Other Income/Expenses	$0
INCOME BEFORE TAX	$1.1B
Income Tax Expense	$153M
Net Income from Continuing Ops	$986M
Net Income from Discontinued Ops	$89M
Other Adjustments	$0
NET INCOME	$1.1B
Net Income Deductions	$0
BOTTOM LINE NET INCOME	-$786M
D&A	$4.1B
EBIT	$1.1B
EBITDA	$5.2B
EPS	-$3
EPS Diluted	-$3

Income Statement

Item	Amount
REVENUE	$16.3B
Cost of Revenue	$7.1B
GROSS PROFIT	$9.2B
R&D Expenses	$0
Selling & Marketing	$171M
General & Administrative	$3.0B
SG&A Expenses	$3.1B
Other Expenses	$4.9B
Operating Expenses	$8.0B
Cost & Expenses	$15.1B
OPERATING INCOME	$1.1B
Interest Income	$11.2B
Interest Expense	$6.7B
Other Income/Expenses	$0
INCOME BEFORE TAX	$1.1B
Income Tax Expense	$153M
Net Income from Continuing Ops	$986M
Net Income from Discontinued Ops	$89M
Other Adjustments	$0
NET INCOME	$1.1B
Net Income Deductions	$0
BOTTOM LINE NET INCOME	-$786M
D&A	$4.1B
EBIT	$1.1B
EBITDA	$5.2B
EPS	-$3
EPS Diluted	-$3

Cash Flow Statement

Item	Amount
Net Income	$1.1B
Depreciation & Amortization	$4.1B
Stock-Based Compensation	$0
Deferred Income Tax	$0
Other Non-Cash Items	$6.4B
Change in Working Capital	$62M
OPERATING CASH FLOW	$11.6B
Capital Expenditure	-$3.6B
Acquisitions (Net)	$161M
Purchases of Investments	-$24.1B
Sales/Maturities of Investments	$22.4B
Other Investing Activities	$3.8B
NET CASH FROM INVESTING	-$1.3B
Net Debt Issuance	-$14.2B
Common Stock Repurchased	$0
Common Dividends Paid	-$1.3B
Other Financing Activities	$7.4B
NET CASH FROM FINANCING	-$8.0B
FREE CASH FLOW	$8.1B
Net Change in Cash	-$3.1B

Balance Sheet

Item	Amount
Cash & Equivalents	$12.8B
Short-Term Investments	$240M
Net Receivables	$879M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$16.7B
PP&E (Net)	$9.5B
Goodwill	$525M
Intangible Assets	$3.7B
Long-Term Investments	$134.4B
Tax Assets	$0
Other Non-Current Assets	$7.1B
TOTAL NON-CURRENT ASSETS	$155.3B
TOTAL ASSETS	$172.0B
Account Payables	$3.1B
Short-Term Debt	$7.5B
Deferred Revenue	$85M
Other Current Liabilities	$39.0B
TOTAL CURRENT LIABILITIES	$50.6B
Long-Term Debt	$86.5B
Deferred Revenue NC	$85M
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$14.4B
TOTAL NON-CURRENT LIABILITIES	$101.0B
TOTAL LIABILITIES	$151.5B
Common Stock	$19.7B
Additional Paid-In Capital	$0
Retained Earnings	-$6.4B
Treasury Stock	$0
Accum. Other Comp. Income	$259M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$20.5B
Minority Interest	$0
TOTAL EQUITY	$20.5B
TOTAL LIABILITIES & EQUITY	$172.0B
Total Debt	$94.0B
Net Debt	$81.2B