Operating metrics disclosed this quarter
Read from the filing itself — XBRL does not carry these, so no standard financial dataset has them.
Auto Allstate Brand Average Premium
$819
Auto premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency 805 | | | | 764 | | | | 5.4 | | % | | | 1,612 | | | | 1,512 | | | | 6.6 | | % Independent agency 745 | | | | 685 | | | | 8.8 | | | | 1,487 | | | | 1,371 | | | | 8.5 Direct | | | 797 | | | | 708 | | | | 12.6 | | | | 1,645 | | | | 1,465 | | | | 12.3 Total new issued applications | | | 2,347 | | | | 2,157 | | | | 8.8 | | % | | | 4,744 | | | | 4,348 | | | | 9.1 | | % Allstate brand average premium | | | $ | | 819 | | | | $ | | 850 | | | | (3.6) | | % | | | $ | | 826 | | | | $ | | 852 | | | | (3.1) | | %
Homeowners Allstate Brand Average Premium
$2,399
Homeowners premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency | | | 260 | | | | 251 | | | | 3.6 | | % | | | 501 | | | | 483 | | | | 3.7 | | % Independent agency | | | 65 | | | | 48 | | | | 35.4 | | | | 101 | | | | 95 | | | | 6.3 Direct 86 | | | | 54 | | | | 59.3 | | | | 167 | | | | 95 | | | | 75.8 Total new issued applications | | | 411 | | | | 353 | | | | 16.4 | | % | | | 769 | | | | 673 | | | | 14.3 | | % Allstate brand average premium | | | $ | | 2,399 | | | | $ | | 2,267 | | | | 5.8 | | % | | | $ | | 2,382 | | | | $ | | 2,241 | | | | 6.3 | | %
Modeled 1-in-100 Annual Aggregate PML, Net of Reinsurance
$3.20B
Catastrophe reinsurance The catastrophe reinsurance program is part of our catastrophe management strategy, which is intended to provide shareholders with long-term returns on the risks assumed in our property business, reduce earnings volatility, and provide protection to our customers. The current catastrophe reinsurance program supports our risk and return framework which incorporates robust economic capital modeling and is informed by catastrophe risk models including hurricanes, earthquakes and wildfires. As of June 30, 2026, the modeled 1-in-100 annual aggregate probable maximum loss for hurricane, earthquake and wildfire perils was approximately $3.2 billion, net of reinsurance. We continually review our aggregate risk appetite and the cost and availability of reinsurance to optimize the risk and return profile of this exposure.
Total Catastrophe Events
45
Catastrophe losses by the type of event Three months ended June 30, | | | Six months ended June 30, ($ in millions) | | | Number of events | | | 2026 | | | Number of events | | | 2025 | | | Number of events | | | 2026 | | | Number of events | | | 2025 Wind/hail | | | 41 | | | | $ | | 1,658 | | | | 36 | | | | $ | | 2,026 | | | | 63 | | | | $ | | 2,612 | | | | 50 | | | | $ | | 3,162 Wildfires | | | 4 | | | | 30 | | | | 1 | | | | 2 | | | | 4 | | | | 30 | | | | 3 | | | | 1,088 Freeze/other events | | | — | | | | — | | | | — | | | | — | | | | 2 | | | | 257 | | | | — | | | | — Prior year reserve reestimates (1) 61 | | | | | | (1) | | | | | | 69 | | | | | | 50 Prior year aggregate reinsurance recoveries (10) | | | | | | 7 | | | | | | (6) | | | | | | (60) Current year aggregate reinsurance recoveries — | | | | | | 8 | | | | | | — | | | | | | (48) Prior quarter reserve reestimates | | | | | (17) | | | | | | (52) | | | | | | — | | | | | | — Total catastrophe losses | | | 45 | | | | $ | | 1,722 | | | | 37 | | | | $ | | 1,990 69 | | | | $ | | 2,962 53 | | | | $ | | 4,192
Wildfire Catastrophe Events
4
Catastrophe losses by the type of event Three months ended June 30, | | | Six months ended June 30, ($ in millions) | | | Number of events | | | 2026 | | | Number of events | | | 2025 | | | Number of events | | | 2026 | | | Number of events | | | 2025 Wind/hail | | | 41 | | | | $ | | 1,658 | | | | 36 | | | | $ | | 2,026 | | | | 63 | | | | $ | | 2,612 | | | | 50 | | | | $ | | 3,162 Wildfires | | | 4 | | | | 30 | | | | 1 | | | | 2 | | | | 4 | | | | 30 | | | | 3 | | | | 1,088 Freeze/other events | | | — | | | | — | | | | — | | | | — | | | | 2 | | | | 257 | | | | — | | | | — Prior year reserve reestimates (1) 61 | | | | | | (1) | | | | | | 69 | | | | | | 50 Prior year aggregate reinsurance recoveries (10) | | | | | | 7 | | | | | | (6) | | | | | | (60) Current year aggregate reinsurance recoveries — | | | | | | 8 | | | | | | — | | | | | | (48) Prior quarter reserve reestimates | | | | | (17) | | | | | | (52) | | | | | | — | | | | | | — Total catastrophe losses | | | 45 | | | | $ | | 1,722 | | | | 37 | | | | $ | | 1,990 69 | | | | $ | | 2,962 53 | | | | $ | | 4,192
Wind and Hail Catastrophe Events
41
Catastrophe losses by the type of event Three months ended June 30, | | | Six months ended June 30, ($ in millions) | | | Number of events | | | 2026 | | | Number of events | | | 2025 | | | Number of events | | | 2026 | | | Number of events | | | 2025 Wind/hail | | | 41 | | | | $ | | 1,658 | | | | 36 | | | | $ | | 2,026 | | | | 63 | | | | $ | | 2,612 | | | | 50 | | | | $ | | 3,162 Wildfires | | | 4 | | | | 30 | | | | 1 | | | | 2 | | | | 4 | | | | 30 | | | | 3 | | | | 1,088 Freeze/other events | | | — | | | | — | | | | — | | | | — | | | | 2 | | | | 257 | | | | — | | | | — Prior year reserve reestimates (1) 61 | | | | | | (1) | | | | | | 69 | | | | | | 50 Prior year aggregate reinsurance recoveries (10) | | | | | | 7 | | | | | | (6) | | | | | | (60) Current year aggregate reinsurance recoveries — | | | | | | 8 | | | | | | — | | | | | | (48) Prior quarter reserve reestimates | | | | | (17) | | | | | | (52) | | | | | | — | | | | | | — Total catastrophe losses | | | 45 | | | | $ | | 1,722 | | | | 37 | | | | $ | | 1,990 69 | | | | $ | | 2,962 53 | | | | $ | | 4,192
Auto New Issued Applications — Direct
797
Auto premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency 805 | | | | 764 | | | | 5.4 | | % | | | 1,612 | | | | 1,512 | | | | 6.6 | | % Independent agency 745 | | | | 685 | | | | 8.8 | | | | 1,487 | | | | 1,371 | | | | 8.5 Direct | | | 797 | | | | 708 | | | | 12.6 | | | | 1,645 | | | | 1,465 | | | | 12.3 Total new issued applications | | | 2,347 | | | | 2,157 | | | | 8.8 | | % | | | 4,744 | | | | 4,348 | | | | 9.1 | | % Allstate brand average premium | | | $ | | 819 | | | | $ | | 850 | | | | (3.6) | | % | | | $ | | 826 | | | | $ | | 852 | | | | (3.1) | | %
Auto New Issued Applications — Exclusive Agency
805
Auto premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency 805 | | | | 764 | | | | 5.4 | | % | | | 1,612 | | | | 1,512 | | | | 6.6 | | % Independent agency 745 | | | | 685 | | | | 8.8 | | | | 1,487 | | | | 1,371 | | | | 8.5 Direct | | | 797 | | | | 708 | | | | 12.6 | | | | 1,645 | | | | 1,465 | | | | 12.3 Total new issued applications | | | 2,347 | | | | 2,157 | | | | 8.8 | | % | | | 4,744 | | | | 4,348 | | | | 9.1 | | % Allstate brand average premium | | | $ | | 819 | | | | $ | | 850 | | | | (3.6) | | % | | | $ | | 826 | | | | $ | | 852 | | | | (3.1) | | %
Auto New Issued Applications — Independent Agency
745
Auto premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency 805 | | | | 764 | | | | 5.4 | | % | | | 1,612 | | | | 1,512 | | | | 6.6 | | % Independent agency 745 | | | | 685 | | | | 8.8 | | | | 1,487 | | | | 1,371 | | | | 8.5 Direct | | | 797 | | | | 708 | | | | 12.6 | | | | 1,645 | | | | 1,465 | | | | 12.3 Total new issued applications | | | 2,347 | | | | 2,157 | | | | 8.8 | | % | | | 4,744 | | | | 4,348 | | | | 9.1 | | % Allstate brand average premium | | | $ | | 819 | | | | $ | | 850 | | | | (3.6) | | % | | | $ | | 826 | | | | $ | | 852 | | | | (3.1) | | %
Auto New Issued Applications — Total
2.3K
Auto premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency 805 | | | | 764 | | | | 5.4 | | % | | | 1,612 | | | | 1,512 | | | | 6.6 | | % Independent agency 745 | | | | 685 | | | | 8.8 | | | | 1,487 | | | | 1,371 | | | | 8.5 Direct | | | 797 | | | | 708 | | | | 12.6 | | | | 1,645 | | | | 1,465 | | | | 12.3 Total new issued applications | | | 2,347 | | | | 2,157 | | | | 8.8 | | % | | | 4,744 | | | | 4,348 | | | | 9.1 | | % Allstate brand average premium | | | $ | | 819 | | | | $ | | 850 | | | | (3.6) | | % | | | $ | | 826 | | | | $ | | 852 | | | | (3.1) | | %
Homeowners New Issued Applications — Direct
86
Homeowners premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency | | | 260 | | | | 251 | | | | 3.6 | | % | | | 501 | | | | 483 | | | | 3.7 | | % Independent agency | | | 65 | | | | 48 | | | | 35.4 | | | | 101 | | | | 95 | | | | 6.3 Direct 86 | | | | 54 | | | | 59.3 | | | | 167 | | | | 95 | | | | 75.8 Total new issued applications | | | 411 | | | | 353 | | | | 16.4 | | % | | | 769 | | | | 673 | | | | 14.3 | | % Allstate brand average premium | | | $ | | 2,399 | | | | $ | | 2,267 | | | | 5.8 | | % | | | $ | | 2,382 | | | | $ | | 2,241 | | | | 6.3 | | %
Homeowners New Issued Applications — Exclusive Agency
260
Homeowners premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency | | | 260 | | | | 251 | | | | 3.6 | | % | | | 501 | | | | 483 | | | | 3.7 | | % Independent agency | | | 65 | | | | 48 | | | | 35.4 | | | | 101 | | | | 95 | | | | 6.3 Direct 86 | | | | 54 | | | | 59.3 | | | | 167 | | | | 95 | | | | 75.8 Total new issued applications | | | 411 | | | | 353 | | | | 16.4 | | % | | | 769 | | | | 673 | | | | 14.3 | | % Allstate brand average premium | | | $ | | 2,399 | | | | $ | | 2,267 | | | | 5.8 | | % | | | $ | | 2,382 | | | | $ | | 2,241 | | | | 6.3 | | %
Homeowners New Issued Applications — Independent Agency
65
Homeowners premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency | | | 260 | | | | 251 | | | | 3.6 | | % | | | 501 | | | | 483 | | | | 3.7 | | % Independent agency | | | 65 | | | | 48 | | | | 35.4 | | | | 101 | | | | 95 | | | | 6.3 Direct 86 | | | | 54 | | | | 59.3 | | | | 167 | | | | 95 | | | | 75.8 Total new issued applications | | | 411 | | | | 353 | | | | 16.4 | | % | | | 769 | | | | 673 | | | | 14.3 | | % Allstate brand average premium | | | $ | | 2,399 | | | | $ | | 2,267 | | | | 5.8 | | % | | | $ | | 2,382 | | | | $ | | 2,241 | | | | 6.3 | | %
Homeowners New Issued Applications — Total
411
Homeowners premium measures and statistics Three months ended June 30, | | | | | Six months ended June 30, 2026 | | | 2025 | | | Change | | | 2026 | | | 2025 | | | Change New issued applications (in thousands) Allstate Protection by channel Exclusive agency | | | 260 | | | | 251 | | | | 3.6 | | % | | | 501 | | | | 483 | | | | 3.7 | | % Independent agency | | | 65 | | | | 48 | | | | 35.4 | | | | 101 | | | | 95 | | | | 6.3 Direct 86 | | | | 54 | | | | 59.3 | | | | 167 | | | | 95 | | | | 75.8 Total new issued applications | | | 411 | | | | 353 | | | | 16.4 | | % | | | 769 | | | | 673 | | | | 14.3 | | % Allstate brand average premium | | | $ | | 2,399 | | | | $ | | 2,267 | | | | 5.8 | | % | | | $ | | 2,382 | | | | $ | | 2,241 | | | | 6.3 | | %
Allstate Protection Auto Policies in Force
26.0K
Policies in force As of June 30, (In thousands) 2026 | | | 2025 Auto | | | 25,951 | | | | 25,243 Homeowners | | | 7,819 | | | | 7,596 Specialty lines | | | 4,945 | | | | 4,885 Commercial lines | | | 182 | | | | 176 Total | | | 38,897 | | | | 37,900
Allstate Protection Commercial Lines Policies in Force
182
Policies in force As of June 30, (In thousands) 2026 | | | 2025 Auto | | | 25,951 | | | | 25,243 Homeowners | | | 7,819 | | | | 7,596 Specialty lines | | | 4,945 | | | | 4,885 Commercial lines | | | 182 | | | | 176 Total | | | 38,897 | | | | 37,900
Allstate Protection Homeowners Policies in Force
7.8K
Policies in force As of June 30, (In thousands) 2026 | | | 2025 Auto | | | 25,951 | | | | 25,243 Homeowners | | | 7,819 | | | | 7,596 Specialty lines | | | 4,945 | | | | 4,885 Commercial lines | | | 182 | | | | 176 Total | | | 38,897 | | | | 37,900
Allstate Protection Specialty Lines Policies in Force
4.9K
Policies in force As of June 30, (In thousands) 2026 | | | 2025 Auto | | | 25,951 | | | | 25,243 Homeowners | | | 7,819 | | | | 7,596 Specialty lines | | | 4,945 | | | | 4,885 Commercial lines | | | 182 | | | | 176 Total | | | 38,897 | | | | 37,900
Allstate Protection Total Policies in Force
38.9K
Policies in force As of June 30, (In thousands) 2026 | | | 2025 Auto | | | 25,951 | | | | 25,243 Homeowners | | | 7,819 | | | | 7,596 Specialty lines | | | 4,945 | | | | 4,885 Commercial lines | | | 182 | | | | 176 Total | | | 38,897 | | | | 37,900
Dealer Services Policies in Force
3.6K
Policies in force Protection Plans | | | | | | | 168,703 | | | | 162,315 Roadside | | | | | | | 1,520 | | | | 988 Dealer Services | | | | | | | 3,601 | | | | 3,697 Identity Protection | | | | | | | 2,719 | | | | 2,669 Policies in force as of June 30 (in thousands) | | | | | | | 176,543 | | | | 169,669
Identity Protection Policies in Force
2.7K
Policies in force Protection Plans | | | | | | | 168,703 | | | | 162,315 Roadside | | | | | | | 1,520 | | | | 988 Dealer Services | | | | | | | 3,601 | | | | 3,697 Identity Protection | | | | | | | 2,719 | | | | 2,669 Policies in force as of June 30 (in thousands) | | | | | | | 176,543 | | | | 169,669
Protection Plans Policies in Force
168.7K
Policies in force Protection Plans | | | | | | | 168,703 | | | | 162,315 Roadside | | | | | | | 1,520 | | | | 988 Dealer Services | | | | | | | 3,601 | | | | 3,697 Identity Protection | | | | | | | 2,719 | | | | 2,669 Policies in force as of June 30 (in thousands) | | | | | | | 176,543 | | | | 169,669
Protection Services Total Policies in Force
176.5K
Policies in force Protection Plans | | | | | | | 168,703 | | | | 162,315 Roadside | | | | | | | 1,520 | | | | 988 Dealer Services | | | | | | | 3,601 | | | | 3,697 Identity Protection | | | | | | | 2,719 | | | | 2,669 Policies in force as of June 30 (in thousands) | | | | | | | 176,543 | | | | 169,669
Roadside Policies in Force
1.5K
Policies in force Protection Plans | | | | | | | 168,703 | | | | 162,315 Roadside | | | | | | | 1,520 | | | | 988 Dealer Services | | | | | | | 3,601 | | | | 3,697 Identity Protection | | | | | | | 2,719 | | | | 2,669 Policies in force as of June 30 (in thousands) | | | | | | | 176,543 | | | | 169,669
Homeowners Estimated Premium Impact from Rate Increases YTD
1.3%
Homeowners insurance premiums written increased 8.1% or $357 million in the second quarter of 2026 compared to the second quarter of 2025 and increased 8.2% or $645 million in the first six months of 2026 compared to the first six months of 2025, primarily due to the following factors: • Higher Allstate brand average premiums resulting from rate increases and inflation in insured home replacement costs, combined with growth in policies in force • In the six months ended June 30, 2026, rate increases of 4.9% were implemented resulting in a total estimated insurance premium impact of 1.3%, excluding the impact of changes in insured home replacement costs
Homeowners Implemented Rate Increase YTD
4.9%
Homeowners insurance premiums written increased 8.1% or $357 million in the second quarter of 2026 compared to the second quarter of 2025 and increased 8.2% or $645 million in the first six months of 2026 compared to the first six months of 2025, primarily due to the following factors: • Higher Allstate brand average premiums resulting from rate increases and inflation in insured home replacement costs, combined with growth in policies in force • In the six months ended June 30, 2026, rate increases of 4.9% were implemented resulting in a total estimated insurance premium impact of 1.3%, excluding the impact of changes in insured home replacement costs