WSFS

MKT CAP:$4B

WSFS Financial Corporation

Market Cap

$4B

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$70.37+$15.32 (+27.83%)

Apr 24, 2026

Company Details

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through three segments: WSFS Bank, Cash Connec...

CEO

Rodger Levenson

IPO Date

Nov 26, 1986

Website

www.wsfsbank.com

Key Metrics TTM

Revenue

$1.0B

-26.5% YoY

Net Income

$308M

EPS (Diluted)

$5.61

Free Cash Flow

$214M

Revenue / Share

$19.38

Gross Margin

75.6%

Operating Margin

28.6%

Net Margin

30.0%

FCF Margin

20.8%

P/S

3.6x

P/E

12.1x

Earnings Reports

Q1 2026

Apr 23, 2026

NEW

$0-100.0%EPS $1.64

FY 2025

Feb 27, 2026

$1.4B-3.1%EPS $5.09

Q4 2025

Feb 27, 2026

$342M-1.4%EPS $1.34

Q3 2025

Nov 4, 2025

$345M-5.1%EPS $1.36

Q2 2025

Jul 31, 2025

$341M-4.4%EPS $1.27

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 22	$232M	$218M	$83M
Q3 22	$248M	$231M	$99M
Q4 22	$278M	$246M	$112M
Q1 23	$290M	$217M	$84M
Q2 23	$309M	$233M	$92M
Q3 23	$324M	$237M	$97M
Q4 23	$344M	$240M	$93M
Q1 24	$336M	$235M	$87M
Q2 24	$357M	$248M	$90M
Q3 24	$364M	$248M	$86M
Q4 24	$347M	$254M	$84M
Q1 25	$332M	$239M	$87M
Q2 25	$341M	$255M	$96M
Q3 25	$345M	$263M	$101M
Q4 25	$342M	$259M	$97M
Q1 26	$0	$0	$0

Valuation

Quarter	P/S	P/E
Q2 22	3.7x	9.8x
Q3 22	3.7x	11.9x
Q4 22	3.1x	10.2x
Q1 23	2.2x	8.2x
Q2 23	2.1x	8.2x
Q3 23	1.8x	7.6x
Q4 23	2.2x	10.1x
Q1 24	2.0x	9.8x
Q2 24	2.1x	10.3x
Q3 24	2.2x	11.6x
Q4 24	2.2x	11.9x
Q1 25	2.2x	11.5x
Q2 25	2.3x	12.1x
Q3 25	2.3x	11.1x
Q4 25	2.4x	11.3x
Q1 26	3.4x	11.4x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q4 21	-$164M	-$166M
Q2 22	$181M	$178M
Q3 22	$168M	$165M
Q4 22	$74M	$73M
Q1 23	$30M	$29M
Q2 23	$92M	$91M
Q3 23	$165M	$164M
Q4 23	-$51M	-$54M
Q1 24	$113M	$109M
Q2 24	$45M	$42M
Q3 24	$3M	-$489.0K
Q4 24	$59M	$55M
Q1 25	$9M	$6M
Q2 25	$37M	$35M
Q3 25	$122M	$120M
Q4 25	$53M	$52M

Capital Expenditures

Quarter	CapEx
Q4 21	$2M
Q2 22	$3M
Q3 22	$3M
Q4 22	$1M
Q1 23	$856.0K
Q2 23	$956.0K
Q3 23	$1M
Q4 23	$3M
Q1 24	$4M
Q2 24	$3M
Q3 24	$4M
Q4 24	$4M
Q1 25	$2M
Q2 25	$2M
Q3 25	$1M
Q4 25	$749.0K

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 22	+38.3%	+82.9%
Q3 22	+52.8%	+323.9%
Q4 22	+83.3%	+107.6%
Q1 23	+82.2%	+136.7%
Q2 23	+32.9%	+45.7%
Q3 23	+30.5%	+52.0%
Q4 23	+23.7%	+51.6%
Q1 24	+16.2%	+21.2%
Q2 24	+15.6%	+22.7%
Q3 24	+12.3%	+22.7%
Q4 24	+0.6%	+4.3%
Q1 25	-1.4%	-2.0%
Q2 25	-4.4%	-7.8%
Q3 25	-5.1%	-12.2%
Q4 25	-1.4%	-6.8%
Q1 26	-100.0%	-100.0%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q4 21	$1M	0.9%
Q2 22	$2M	0.7%
Q3 22	$1M	0.6%
Q4 22	$2M	0.7%
Q1 23	$3M	1.1%
Q2 23	$3M	0.8%
Q3 23	$1M	0.5%
Q4 23	$2M	0.7%
Q1 24	$2M	0.7%
Q2 24	$4M	1.0%
Q3 24	$3M	0.8%
Q4 24	$3M	0.8%
Q1 25	$3M	0.9%
Q2 25	$3M	1.0%
Q3 25	$3M	0.9%
Q4 25	$3M	1.0%

OpEx Breakdown

Quarter	G&A	S&M
Q2 22	$70M	$2M
Q3 22	$74M	$2M
Q4 22	$58M	$2M
Q1 23	$75M	$2M
Q2 23	$75M	$2M
Q3 23	$77M	$2M
Q4 23	$72M	$2M
Q1 24	$80M	$2M
Q2 24	$86M	$2M
Q3 24	$89M	$2M
Q4 24	$90M	$2M
Q1 25	$5M	$2M
Q2 25	$6M	$2M
Q3 25	$94M	$2M
Q4 25	$94M	$3M
Q1 26	$4M	$2M

Revenue Segments

Quarter

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$1.7B	$2M	$1.7B
Q3 22	$1.0B	$1M	$1.0B
Q4 22	$833M	$0	$833M
Q1 23	$1.1B	$2M	$1.1B
Q2 23	$1.1B	$17M	$1.1B
Q3 23	$606M	$0	$606M
Q4 23	$1.1B	$0	$1.1B
Q1 24	$977M	$2M	$979M
Q2 24	$1.0B	$17M	$1.0B
Q3 24	$987M	$17M	$1.0B
Q4 24	$1.2B	$17M	$1.2B
Q1 25	$1.0B	$22M	$1.0B
Q2 25	$1.3B	$23M	$1.4B
Q3 25	$1.6B	$46M	$1.6B
Q4 25	$1.3B	$33M	$1.4B
Q1 26	$2.1B	$3.6B	$5.6B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 22	64M	+34.5%	+34.5%
Q3 22	63M	-1.6%	+32.6%
Q4 22	62M	-2.3%	+29.6%
Q1 23	62M	-0.2%	+29.1%
Q2 23	61M	-0.4%	-4.5%
Q3 23	61M	-0.6%	-3.5%
Q4 23	61M	-0.4%	-1.7%
Q1 24	61M	-0.4%	-1.9%
Q2 24	60M	-0.9%	-2.4%
Q3 24	59M	-0.9%	-2.7%
Q4 24	59M	-0.5%	-2.8%
Q1 25	59M	-0.6%	-3.0%
Q2 25	57M	-3.2%	-5.2%
Q3 25	57M	+0.6%	-3.7%
Q4 25	54M	-4.9%	-8.0%
Q1 26	53M	-2.5%	-9.7%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 22	$126.3K	2K
Q3 22	$135.0K	2K
Q4 22	$128.9K	2K
Q1 23	$134.0K	2K
Q2 23	$142.9K	2K
Q3 23	$149.9K	2K
Q4 23	$159.5K	2K
Q1 24	$155.7K	2K
Q2 24	$165.2K	2K
Q3 24	$168.3K	2K
Q4 24	$1M	300
Q1 25	$1M	300
Q2 25	$1M	300
Q3 25	$1M	300
Q4 25	$1M	300
Q1 26	$0	300

Revenue / Employee