WSBK

MKT CAP:$116M

Winchester Bancorp, Inc. Common Stock

Market Cap

$116M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$12.96+$2.53 (+24.19%)

Apr 24, 2026

Company Details

Winchester Bancorp, Inc. operates as the bank holding company for Winchester Savings Bank, offering a range of banking products and services in Massachusetts. The company provides various deposit accounts, including checking, savings, money...

CEO

John A. Carroll

IPO Date

May 2, 2025

Website

www.winchestersavings.com

Key Metrics TTM

Revenue

$48M

+15.9% YoY

Net Income

$1M

EPS (Diluted)

$0.17

Free Cash Flow

$6M

Revenue / Share

$5.31

Gross Margin

46.5%

Operating Margin

3.3%

Net Margin

3.0%

FCF Margin

11.6%

P/S

2.4x

P/E

81.8x

Earnings Reports

Q2 2026

Feb 11, 2026

$13M+17.4%EPS $0.12

Q1 2026

Nov 12, 2025

$12M+11.2%EPS $0.11

FY 2025

Sep 17, 2025

$45M+22.5%EPS -$0.10

Q4 2025

Sep 17, 2025

$12M+20.4%EPS -$0.09

Q3 2025

May 12, 2025

$11M+14.6%EPS $0.03

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q1 24	$8M	$4M	$257.0K
Q2 24	$9M	$4M	$328.0K
Q3 24	$10M	$4M	$173.0K
Q4 24	$10M	$4M	-$5.0K
Q1 25	$11M	$3M	-$830.0K
Q2 25	$11M	$4M	$414.0K
Q3 25	$11M	$5M	$372.0K
Q4 25	$12M	$5M	-$1M
Q1 26	$12M	$6M	$1M
Q2 26	$13M	$6M	$1M

Valuation

Quarter	P/S	P/E
Q1 24	—	—
Q2 24	—	—
Q3 24	—	—
Q4 24	3.2x	148.0x
Q1 25	3.0x	—
Q2 25	2.8x	2833.6x
Q3 25	2.7x	754.4x
Q4 25	2.6x	—
Q1 26	2.5x	161.4x
Q2 26	2.4x	81.8x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 24	$2M	$429.0K
Q2 24	-$725.0K	-$316.0K
Q3 24	-$357.0K	-$1M
Q4 24	-$216.0K	$67.0K
Q1 25	-$334.0K	-$394.0K
Q2 25	$57.0K	-$20.0K
Q3 25	$848.0K	$726.0K
Q4 25	$2M	$2M
Q1 26	$1M	$1M
Q2 26	$2M	$2M

Capital Expenditures

Quarter	CapEx
Q1 24	$1M
Q2 24	$409.0K
Q3 24	$909.0K
Q4 24	$283.0K
Q1 25	$60.0K
Q2 25	$77.0K
Q3 25	$122.0K
Q4 25	$25.0K
Q1 26	$0
Q2 26	$0

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 25	+34.4%	+49.6%
Q2 25	+22.7%	+22.6%
Q3 25	+14.6%	+12.8%
Q4 25	+20.4%	+35.3%
Q1 26	+11.2%	-8.2%
Q2 26	+17.4%	+9.2%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 24	$0	0.0%
Q2 24	$0	0.0%
Q3 24	$0	0.0%
Q4 24	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$0	0.0%
Q4 25	$0	0.0%
Q1 26	$0	0.0%
Q2 26	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 24	$3M	$82.0K
Q2 24	$3M	$102.0K
Q3 24	$3M	$96.0K
Q4 24	$3M	$96.0K
Q1 25	$3M	$96.0K
Q2 25	$3M	$96.0K
Q3 25	$3M	$120.0K
Q4 25	$6M	$150.0K
Q1 26	$900.0K	$184.0K
Q2 26	$889.0K	$144.0K

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 24	$44M	$31M	$75M
Q1 25	$37M	$29M	$66M
Q2 25	$42M	$33M	$75M
Q3 25	$67M	$35M	$102M
Q4 25	$55M	$25M	$81M
Q1 26	$2M	$55M	$56M
Q2 26	$1M	$64M	$65M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q1 24	9M	—	—
Q2 24	9M	0.0%	—
Q3 24	9M	0.0%	—
Q4 24	9M	0.0%	—
Q1 25	9M	0.0%	0.0%
Q2 25	9M	0.0%	0.0%
Q3 25	9M	-1.6%	-1.6%
Q4 25	9M	-0.5%	-2.1%
Q1 26	9M	-3.1%	-5.1%
Q2 26	9M	+0.0%	-5.1%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q1 24	—	—
Q2 24	—	—
Q3 24	—	—
Q4 24	—	—
Q1 25	—	—
Q2 25	—	—
Q3 25	—	—
Q4 25	$168.5K	71
Q1 26	$168.1K	71
Q2 26	$180.2K	71

Revenue / Employee