Revenue
$97M
+5.8%YoY
Free cash flow
$49M
+20.1%YoY50.5%margin
Trailing 12 months
USCB Financial Holdings, Inc.
USCB
About USCB Financial Holdings
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Leadership
- La Aguilera Luis DePresident and Chief Executive Officer
- Robert B. AndersonExecutive Vice President and Chief Financial Officer
- Sergio E. GarridoSenior Vice President, Chief Credit Officer
- Maricarmen LogronoExecutive Vice President and Chief Risk Officer
- Nicholas BustleExecutive Vice President and Chief Lending Officer
- William TurnerExecutive Vice President and Chief Credit Officer
- Employees
- 211
- Business address
- DORAL, FL
- Fiscal year ends
- December 31
- Listed
- Nasdaq · USCB
Share price
Daily closing price. The header shows the latest close, the market cap at that close and the change over the selected range. Hover or tap the chart to read any day.
$22.30
+$5.01 (+28.98%)past year
- Market cap
- $412M
- At close
- Oct 6, 2026
Share price vs index
USCB Financial Holdings's share price and the index, each as its percentage change since the first day of the selected range. The shading shows the gap: green while USCB Financial Holdings is ahead, orange while it is behind. The values at the end are each one's change over the range.
Valuation
Market cap divided by trailing 12 months net income (P/E) and revenue (P/S), using the four quarters reported by each day. Turn a series off in the key and the chart rescales to the other.
Income statement
Revenue, gross profit and net income
Q2 26
Revenue, gross profit and net income on one scale, so their sizes can be compared period by period.
Income statement
Q2 26
How revenue becomes net income in the chosen year or quarter. Solid bars are totals; hatched bars are the costs taken off between them.
TotalSubtracted
Operating leverage
Q2 26
Revenue growth against operating expense growth, each against the same quarter a year earlier. While revenue grows faster than opex, each extra dollar of sales keeps more profit.
Cash flow
Operating and free cash flow
Q2 26
Free cash flow is what is left of operating cash flow after capital expenditure. The gap between each pair of bars is that year's capex.
Cash flow statement
Q2 26
The reported movements behind the change in cash in the chosen year or quarter. Solid bars are totals; hatched bars are what was added or taken off between them.
TotalAddedSubtracted
Capital allocation
Q2 26
Operating cash flow above zero; what it was spent on below: capital expenditure, dividends and buybacks.
Stock-based compensation
Q2 26
Stock-based compensation reported in the cash flow statement each period. The line is that amount as a percentage of the same period's revenue.
Stock-based compensation% of revenue
Balance sheet
Assets, liabilities and equity
Q2 26
The balance sheet at the end of the chosen year or quarter. What the company owns on the left, against what it owes and what belongs to shareholders on the right. Both columns add up to total assets.
War chest
Q2 26
Cash and short-term investments held at each quarter end. The figure at the top of each column is the total.