UPST

MKT CAP:$3B

Upstart Holdings Inc

Market Cap

$3B

Financial Services·Credit Services·🇺🇸 United States·NASDAQ

Financials·Credit·🇺🇸·NASDAQ

Stock Price

$31.00-$14.84 (-32.37%)

Jun 8, 2026

52W High $84.1352W Low $24.22

Company Details

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its p...

CEO

—

IPO Date

Dec 16, 2020

Website

www.upstart.com

Key Metrics TTM

Revenue

$1.2B

+53.3% YoY

Net Income

$49M

EPS (Diluted)

Free Cash Flow

-$287M

Revenue / Share

$12.01

Gross Margin

95.7%

Operating Margin

4.2%

Net Margin

4.2%

FCF Margin

-24.7%

P/S

2.8x

P/E

65.1x

Earnings Reports

Q2 2026

Aug 4, 2026

PENDING

Q1 2026

May 5, 2026

$308M+39.8%

FY 2025

Feb 10, 2026

$1.1B+58.9%

Q4 2025

Feb 10, 2026

$304M+34.4%

Q3 2025

Nov 4, 2025

$286M+65.3%

Revenue & Profitability

Valuation

Operating Cash Flow

CapEx Spend

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

War Chest

Shares Outstanding

Revenue Per Employee

Revenue / Employee